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"Move not unless you see an advantage; use not your troops unless there is something to be gained; fight not unless the position is critical. If it is to your advantage, make a forward move; if not, stay where you are. - Sun Tzu
Credit Clock deploys a 6 step strategy. Your strategy is your plan of attack; it's how you believe you can convince a lender or creditor to accept a lesser amount. You develop this strategy using a six-step process: